The Mortgage Group - Andy Vickers

Andy Vickers || March 22, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...

Andy Vickers || March 15, 2019

The Canadian economy and the housing market

We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...

Andy Vickers || March 15, 2019

Shopping for the lowest mortgage rate online

The internet isn’t the friend it once was to people looking for the lowest mortgage rate.All the mortgage-rate comparisons you’ll ever want to see are available online, but there’s an increasingly...

Andy Vickers || March 14, 2019

History of Mortgage Rule Changes in Canada

The most extraordinary thing about Canadian real estate is how it has shrugged off rule change after rule change in the mortgage market.We’ve seen governments impose over 60 housing finance...